Attention homeowners in Scottsdale and Maricopa County: Need an appraisal?
The top seven reasons AZ homeowners need Timeline Appraisal Services, LLC:
Do you own a house in or near Scottsdale? Do you need help determining the value of your real estate?
At Timeline Appraisal Services, LLC, we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Timeline Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours.
Need to cancel PMI?
A preferred money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We're experienced in helping people just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in a local area that is declining. This means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Timeline Appraisal Services, LLC is your best weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Timeline Appraisal Services, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Timeline Appraisal Services, LLC can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your property.