Need an appraisal in Scottsdale or Maricopa County?
Here are the top seven reasons why AZ homeowners need Timeline Appraisal Services, LLC:
Own a house in or near Scottsdale, AZ and need help deciding the price of it?
We at Timeline Appraisal Services, LLC understand the particular needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Timeline Appraisal Services, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At Timeline Appraisal Services, LLC, we're qualified in helping homeowners just like you delete unnecessary PMI insurance.
Challenging Maricopa county's assessment of your property
Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an expert appraisal from Timeline Appraisal Services, LLC is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Timeline Appraisal Services, LLC can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.