Attention homeowners in Scottsdale and Maricopa County: Get an Appraisal today!
The top 7 reasons why AZ homeowners need Timeline Appraisal Services, LLC:
Do you own a home in or near Scottsdale? Do you need help deciding the value of your real estate?
At Timeline Appraisal Services, LLC, we understand the individual needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Timeline Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We're experts in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a region that's going down. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Timeline Appraisal Services, LLC is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Timeline Appraisal Services, LLC can provide you with a professional appraisal that will help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Timeline Appraisal Services, LLC offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your property.