Attention homeowners: Real estate appraisal services for in Scottsdale and Maricopa County
Check out the top seven reasons AZ homeowners need Timeline Appraisal Services, LLC:
Do you own a home in or near Scottsdale? Do you need help determining the price of your real estate?
At Timeline Appraisal Services, LLC, we understand the particular needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. Being a person not in the real estate business that probably doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Timeline Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping homeowners just like you rid yourselves of unwanted PMI insurance.
Challenge property tax assessments
Lets say you live in a region that is going down -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Timeline Appraisal Services, LLC is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be difficult from a cash flow standpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Timeline Appraisal Services, LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been handed a copy of your appraisal and you would prefer to have a seasoned expert double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? Timeline Appraisal Services, LLC offers field reviews where we'll go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have had done before. Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.