Appraisal services for Scottsdale and Maricopa County homeowners
The top seven reasons AZ homeowners use Timeline Appraisal Services, LLC:
Own a home in or near Scottsdale, AZ and need help determining the price of it?
We at Timeline Appraisal Services, LLC understand the unique needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Timeline Appraisal Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Timeline Appraisal Services, LLC, we're experienced in helping homeowners just like you do away with unnecessary PMI insurance.
Challenge Maricopa county's assessment of your property
If you live in a local area that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Timeline Appraisal Services, LLC is your strongest weapon.
HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow standpoint. Timeline Appraisal Services, LLC can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Timeline Appraisal Services, LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.