Appraisal services for Scottsdale and Maricopa County homeowners
The top 7 reasons why AZ homeowners need Timeline Appraisal Services, LLC:
Need help deciding the value of your home in or near Scottsdale, AZ?
At Timeline Appraisal Services, LLC, we understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our client, you will receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Timeline Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Timeline Appraisal Services, LLC is veterans in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. This means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Timeline Appraisal Services, LLC is your number one weapon.
Was your HELOC recently frozen?
If your house is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Timeline Appraisal Services, LLC can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? In a field review we will go out and check the subject and comps. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.