Need an appraisal in Scottsdale or Maricopa County?
Here are the top seven reasons why AZ homeowners hire Timeline Appraisal Services, LLC:
Need help deciding the price of your home in or near Scottsdale, AZ?
At Timeline Appraisal Services, LLC, we understand the unique needs of a customer in need of appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. Being a regular homeowner that probably doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.
Appraisals to remove PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Timeline Appraisal Services, LLC, we're seasoned in helping people just like you remove unneeded and unwanted PMI insurance.
Challenge property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your home overvalued. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Timeline Appraisal Services, LLC is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be disadvantageous from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Timeline Appraisal Services, LLC can provide you with efficient appraisal that will help you reinstate your home equity line of credit.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Timeline Appraisal Services, LLC can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Timeline Appraisal Services, LLC can help you with that. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.